Early Life and Career Beginnings
Born in 1987, Timur Turlov displayed a deep interest in financial markets from an early age. At just 16 years old, he began his career as a trader at World Capital Investments (WCI), where he gained practical experience and foundational knowledge in stock trading and investments.
Seeking to broaden his expertise, Turlov joined Uniastrum Bank, where he played a pivotal role in developing systems that enabled clients to access the U.S. stock market. This experience proved instrumental in shaping his understanding of global finance and setting the stage for his entrepreneurial ventures.
Founding Freedom Finance: Strategic Growth
In 2008, amidst global financial uncertainty, Turlov founded Freedom Finance, a brokerage firm providing access to U.S. stock markets. His ability to recognize opportunities where others saw risks set him apart as a strategic leader.
By 2012, Turlov expanded Freedom Finance into Kazakhstan, an emerging market with untapped potential. He built a comprehensive financial ecosystem that offered:
- Online brokerage services to democratize trading.
- Access to major European and U.S. exchanges.
- Banking solutions tailored for a growing client base.
This expansion laid the groundwork for Freedom Holding Corp., which consolidated all of Turlov’s ventures into a single financial entity.
Freedom Holding Corp.: A Global Powerhouse
In 2019, Freedom Holding Corp. made history as the first financial company from the CIS to list on the NASDAQ stock exchange under the ticker FRHC. This achievement marked a turning point, enhancing the company’s global credibility and investor trust.
The company’s shares, initially valued below $15, climbed to over $80 by 2024, demonstrating Freedom Holding’s consistent growth and ability to attract global investors. With operations spanning 22 countries and over 5 million customers, the company continues to redefine financial services.
Freedom Bank: Innovative Banking Solutions
Acquired in 2024, Freedom Bank has emerged as a leader in digital banking by offering:
- Digital mortgages for seamless property transactions.
- Business loans tailored for entrepreneurs.
- The multifunctional Freedom SuperApp, providing integrated solutions for financial management, loans, and travel bookings.
Tradernet: Advanced Trading Platform
The Tradernet platform, available in 16 languages, serves as a hub for retail and institutional investors. It leverages AI-driven analytics for market monitoring, competitor benchmarking, and news evaluation, enabling smarter and faster trading decisions.
Freedom Pay: Transforming Payments
Freedom Pay operates in Kazakhstan, Uzbekistan, and Kyrgyzstan, providing businesses with efficient cross-border payment solutions to drive sales and improve customer experiences.
